Standard and Poor’s awards a AAA rating to companies they define as “the best quality companies, reliable and stable.” Moody’s assignment of their Aaa rating indicates that “obligations are judged to be of the highest quality, with minimal credit risk.”

Some large corporations allow individuals to invest directly in their company's senior, unsecured debt through corporate note programs.

By issuing corporate notes, companies can borrow capital directly from investors at a fairly low cost, while providing investors with benefits such as:

• Higher rates of interest than other cash alternatives like FDIC-insured savings accounts, short-term CDs, and money market mutual funds
• Investments that are fully redeemable at any time
• Convenient banking-type features like check writing, free electronic transfers between linked checking accounts, and the ability to wire funds

Corporate notes are a direct, unsecured investment in the debt of a corporation, and so are not FDIC insured. Unlike short-term bond funds or money market mutual funds, they are not diversified pools of investments. Because they are a form of unsecured credit, you would be treated as an unsecured creditor in the event of a default. That’s why it is critical for you to evaluate the financial strength of the company you choose to invest in.

The Strength of GE Interest Plus Corporate Notes

GE Interest Plus Corporate Notes are rated AAA by Standard & Poor’s Corporation and Aaa by Moody’s Investors Service. These ratings were awarded by two nationally recognized statistical rating organizations, each approved by the United States Securities and Exchange Commission to measure the safety of securities. AAA and Aaa each reflect the highest credit-quality ratings available. This way, you know that your money is invested in a company that is financially sound.